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Credit Reports, Scores and Laws

FICO Credit Score

You can order a credit score from this website. The credit score is about $20. Order under Products "One time score". This company also offers monthly options which are much more expensive.

Website: myfico.com

TransUnion

TransUnion Credit Reporting Bureau.

Phone: 800-888-4213
Website: transunion.com

AnnualCreditReport.com

The one source for a FREE annual credit report from each of the three major credit reporting agencies (TransUnion, Equifax and Experian).

Phone: 877-322-8228
Website: annualcreditreport.com

Chex Systems Consumer Assistance

This is ChexSystems Inc.'s site. This company reports bad checks, overdrawn accounts and other negative information to financial institutions which may then prevent you from getting a bank account. This is the Reporting Agency of the banking world and they offer information about identity theft and steps you can take with them. See their Frequently Asked Questions for help.

Website: chexsystems.com

Equifax

Equifax Credit Reporting Bureau.

Phone: 800-685-1111
Website: equifax.com

Experian

Experian Credit Reporting Bureau.

Phone: 888-397-3742
Website: experian.com

Privacy Rights Clearinghouse

This non-profit consumer information and Advocacy organization educates regarding privacy issues including Identity theft and offers sample dispute letters.

Website: privacyrights.org